Preheat oven to 375 F. Line 12 muffin cups with liners, or spray with baking spray.
In a large bowl, combine flour, baking powder, baking soda, and salt; set aside.
Peel bananas. In another bowl, mash bananas and brown sugar together until relatively smooth.
Add eggs, milk, melted butter, and vanilla, stir until well combined.
Add banana mixture to the flour mixture, stir just until moistened (batter should be lumpy.)
Spoon some batter into muffin cups, filling each about ⅓ full.
Place one frozen Nutella lump in the center of each muffin cup, leaving room around each one.
Divide the remaining batter between the muffin cups, allowing the batter to fully encase the filling.
Bake in a 375 degree F oven for 22 to 25 minutes or until golden and a wooden toothpick inserted in centers comes out clean.
(Note: Only insert it about ⅓ of the way down. If you hit Nutella, it’ll be wet no matter how done it is!)
Allow muffins to cool slightly, then prepare the drizzle: